What is Title Insurance?  Why do we need title Insurance?

Despite the best intentions of all concerned, sometimes there are problems with the “chain of title” regarding a property.  If you are purchasing a home, both you and your lender  need to know that you are acquiring all that you thing you are acquiring.  Title Insurance provides a way to shift the loss if there is any problem with the prior owners which had not been properly caught at your settlement or at an earlier settlement.  If these problems exist, they are not your problem, and you can sleep better knowing your home is really yours.